Most of TEK’s full members (graduated members) are insured against unemployment in The Unemployment fund for highly educated KOKO, which may entitle you to earnings-related unemployment benefit if you lose your job. The unemployment benefit from the fund is proportional to your earnings and is therefore usually bigger than the basic allowance or labour market subsidy from Kela. To receive the unemployment benefit you must accumulate the required conditions.
Make sure you belong to an unemployment fund
The unemployment fund membership fee is mainly included in the full TEK membership fee. An exception to this are entrepreneurs and dual members, who don't belong to the fund via TEK. Please check with us if you have any doubts as to whether you belong to the fund or not.
The fund membership fee in 2024 is 63 € (5,25 €/month) for the whole year, for students as well.
You can join the fund by adding the membership to your membership services at OmaTEK member portal or by sending a message to our member service through OmaTEK's communication channel. Please note that you must be in paid employment when you join the fund. The accumulation of the required conditions begins the day you join the fund, not retroactively.
In case you become unemployed
Our experts are here to support you if you become unemployed.
Please note that you may receive a discount on your TEK membership fee when you are unemployed.
Contact our member service
Join the fund as a student
You can join the Unemployment fund for Highly Educated KOKO already as a student when you are in paid employment. You can become a fund member, for example, on the first day of your summer job. You can already accumulate the required conditions for earnings-related unemployment benefit during your summer or part-time jobs as a student. Then, if you don't find a job right after your graduation and you become unemployed, you may receive the earnings-related unemployment benefit from the fund. The unemployment benefit from the fund is better than the one you could receive from Kela. Read more on KOKO's website.
The fund membership fee in 2024 is 63 € (5,25 € / month) for the whole year. You can join the fund by adding the membership to your membership services at OmaTEK member portal or by sending a message to our member service through OmaTEK's communication channel. Please note that you must be in paid employment when you join the fund. The accumulation of the required conditions begins the day you join the fund, not retroactively.
Read more about the fund membership on KOKO's website
Unemployment insurance for entrepreneurs
Entrepreneurs are not entitled to receive earnings-related benefits from the salary earners' fund (such as KOKO). More information on unemployment insurance for entrepreneurs and the self-employed is available at Entrepreneur Fund's website.
Read more on entrepreneur's unemployment insurance
Who qualifies as an entrepreneur in unemployment issues? If you are wondering about your situation, check out the information on KOKO fund's website.
Entrepreneurs who become employees must inform TEK's member service if they wish to join the KOKO fund.
Member service is here to help with your membership
Contact us when you have questions related to your TEK membership, membership fees or the unemployment fund.
You can reach TEK's member service on working days between 9.00-16.00 (in July, 9.00-15.00) at +358 9 229 121.