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Insurances

We offer a variety of insurance benefits for our members.

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Unemployment insurance

Most of TEK's full members (graduate members of TEK, who pay TEK's membership fee) are insured against unemployment in The Unemployment fund for highly educated KOKO, which entitles them to earnings-related unemployment benefit. The unemployment fund membership fee is included in the full TEK membership fee. 

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Liability and legal expenses insurance

If you have to go to court because of unfair treatment at work, the TEK membership fee includes a liability and legal expenses insurance covering legal costs arising from contractual disputes, personal injury, and damage to material and property.

Insurance cover applies to individual members of TEK performing duties related to their post, job or profession. Furthermore, the insurance cover applies to individual members operating as independent entrepreneurs and performing full-time or part-time work assignments, with no employees.

Contact TEK's lawyers before launching any legal process or signing any agreement. 

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Discounts on insurances

TEK members receive substantial benefits and discounts on insurances at Kaleva. You can get discounts on insurances such as life and accident insurance. Please note that the discounted prices end if your TEK membership ends. 

Kaleva's insurances 

 

The partner services included in TEK's membership benefits and the benefits provided by the partners are subject to the the service provider's terms of service and data protection.